BTC To Retire
Infinite Banking Bitcoin Calculator
Model policy-loan cycles that buy BTC, repay, and repeat
This models a narrow personal finance workflow, not a recommendation. It ignores policy-specific fees, surrender charges, tax traps from modified endowment contracts, collateral calls, and insurer-specific loan terms. Use your actual policy illustration and loan provisions before relying on any output.
Policy Loan Cycle Inputs
Set the cash value, borrowing terms, and BTC projection assumptions
Starting accessible cash value
Maximum loan against cash value
BTC purchase amount each cycle
Annual policy loan interest
Annual policy cash value growth
Amount paid toward the policy loan
Simulation horizon
Uses the shared Bitcoin Power Law model.
This calculator is for educational purposes only and doesn't represent financial advice. You might want to consult with financial and tax professionals before making decisions.