BTC To Retire
Loan vs Sell Calculator
Compare selling Bitcoin (paying capital gains tax) versus taking a loan against your Bitcoin
📊 Comparison Parameters
Configure your Bitcoin position and loan/tax parameters
Bitcoin Holdings
Total holdings
Cost basis per BTC
$
USD required
$
Loan Parameters
Annual APR
%
Current rates: 8-14%
Loan-to-Value
%
Max borrowable amount
Duration in years
years
Tax Parameters
Long-term rate
Additional state tax
%
Growth Assumptions
Expected annual return
Years to project
years
Calculating...
Please wait while we analyze your Bitcoin loan vs sell options
This calculator is for educational purposes only and doesn't represent financial advice. You might want to consult with financial and tax professionals before making decisions.